Tips to rebuild your credit

The Challenge

When you have bad credit, many doors are closed to you. You might not qualify for loans, or you might have to settle for less-than-desirable terms that cost you thousands of dollars during the loan’s terms. In some cases, poor credit can result in higher insurance premiums.

The Solution

Whether you have been through a bankruptcy, divorce or whether you have made past mistakes with your finances, rebuilding your credit doesn’t have to be complicated. As long as you have patience and create a plan, you can rebuild your credit and eventually obtain an excellent credit rating.

Customers helped this month


Approval Rating

Average Response Time (minutes)

Vehicles delivered to date

Tips for rebuilding your credit


1. Stop doing damage!

Having your credit frequently checked by a vendor or a bank can damage your credit score sometimes beyond repair. Limit the amount of times that someone pulls your credit to once every 3 months.

2. Arrange to Catch Up on Your Payments

Payment history is one of the largest factors affecting your credit score. If you are behind on your payments, you won’t be able to improve your credit situation. Try to bring all of your accounts up to date.

3. Pay Your Bills on Time Moving Forward

Going forward, pay your bills on time. This includes non-credit bills. Your missed utility payments and late rent payments can be reported to the credit bureaus and damage your credit rebuilding progress.